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Is earned wage access the future of hourly pay?
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"Is earned wage access the future of hourly pay?"

Retail’s biggest names - like Target, McDonald’s, and Walmart - are offering workers the option of accessing their hourly pay on-demand, hoping it will improve recruitment and retention.

Advocates say Earned Wage Access (EWA), which lets employees withdraw funds for accrued hours, helps workers avoid overdraft fees and payday loans, and gives them more financial security. But the model isn’t without its challenges. Retail Brew leans on expert insights to weigh the pros and cons of EWA.


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